Butte County Bankruptcy Attorney
Considering Bankruptcy in Northern California?
Here at The Law Office of Nikki Farris, our team has represented clients
throughout Chico and Butte County for two generations.
Our firm, previously called Baker & Farris, has been assisting clients
who are facing serious financial problems, for several years, and we provide the legal counsel they need when filing for bankruptcy
or dealing with serious debt problems.
Above all, our
bankruptcy lawyers understand that every individual has a specific set of circumstances that
should be reviewed to determine the best course of action to resolve the
situation. We are committed to providing the help you need to STOP collections,
repossession, resolve foreclosures and other urgent matters that are of
deep concern to you or your family.
We Help You Make Educated Decisions
When you work with our Butte County bankruptcy lawyers, you can be confident
knowing that we will do everything possible to help you achieve the debt
relief that you deserve. Our firm assists Butte County residents on a
regular basis by helping them make educated decisions about whether to file for
bankruptcy, and whether
Chapter 7 or
Chapter 13 is best for their situation. There are some cases, however, where bankruptcy
is not the best decision for you and your family. We are highly knowledgeable
regarding the various
alternatives to bankruptcy and
what bankruptcy can and can't do, and our team devotes time and attention to help you understand your options.
From helping clients understand the
bankruptcy exemptions, to explaining the
means test and other steps involved in the bankruptcy process, we cover all angles
so that you are fully prepared to make the best decision for your financial
future. When you enlist the help of a Chico bankruptcy attorney at The
Law Office of Nikki Farris, you can rest assured knowing that you have
a dedicated professional on your side who will help you succeed in:
In addition to filing for bankruptcy, there are many other legal problems
that entangle those who are dealing with debt. Our caring lawyers also provide
debt counseling and legal advice to individuals and families.
Experience Real Debt Relief!
When your debts are unmanageable and you have no possibility of keeping
up with payments due to job loss or other circumstances, it is likely
that Chapter 7 bankruptcy could be the right solution for you. The federal
government gives individuals and couples in this position the opportunity
for a fresh start by discharging their consumer debt. Consumer debt is
essentially the obligations that are not secured, such as credit cards,
medical bills, personal loans, overdue utility payments and other debts
that have no collateral.
Once the bankruptcy process is complete, you will no longer owe these debts
and will be able to move forward without the burden of those debts that
you were unable to pay. There are many others who do not wish to file
Chapter 7 or are not eligible. Chapter 13 bankruptcy is an ideal debt
relief option for those who have a steady job and income, but have gotten
into trouble and gotten far behind in payments. This form of bankruptcy
provides an opportunity to keep their assets and to pay off back bills
over a three to five year period in one payment.
Solutions for Debt-Related Problems
There are other options to debt related problems that our bankruptcy attorneys
can initiate based upon your personal financial situation. We are here
to find the best possible resolution for you during this stressful and
serious time, and our bankruptcy lawyers can also help protect you against
wage garnishment. Many may not need to file bankruptcy, but need help in getting a
Are You Ready
To become debt-free?
We've helped many people
enjoy financial freedom.
Contact Us Today
Others who were caught up in the subprime mortgage bubble are now facing
serious financial challenges, as they may have a property that is mortgaged
far beyond its current market value. We can assist those caught in a financial
trap with their mortgage and help them to find a way to get the loan modified.
Often banks and other lenders are more willing to work with an attorney
than a mortgage holder, and we have extensive experience in helping those
with an unmanageable payment situation get it resolved. Our bankruptcy
team also provides legal representation to arrange a
deed in lieu, fight for you in a
foreclosure defense, and assist in
No matter what your financial situation is, there is likely a solution
that will bring you the relief you need.
We have extensive experience to bring to the table, and our client-focused law firm provides personal,
compassionate service to individuals and families throughout Chico and
the entire Butte County area. We are committed to helping our clients
find the best possible solution for their debt-related problems and acting
quickly on their behalf. There are usually good solutions for financial
disasters, and with a review of your situation we can advise you what
we can do to help. To find out if you
qualify for bankruptcy , contact us today for a free
case evaluation by calling (888) 325-1181 or visit our office located at 45 Jan Ct., #
175 Chico, CA 95928.
Contact a Butte County bankruptcy lawyer
from our firm to discuss your debt problems and what can be done for you.
Our firm is proud to serve residents throughout Butte County & Northern
California. This includes
Yuba City, California.