Chico Foreclosure Defense Attorney

Foreclosure Defense in Butte County, California

In recent years, countless American families have experienced severe financial hardship and in many cases have been unable to maintain their mortgage repayments resulting in foreclosure. There are many factors that may have led up to the foreclosure. At The Law Office of Nikki Farris we have helped countless Americans seek viable alternatives to foreclosure and in so, helped clients to take positive steps toward reverting their financial difficulties. If you are behind on your mortgage payments and are facing foreclosure, a Butte County bankruptcy lawyer may be able to help you to keep your house or assist with suitable avenues that can offer the best chance for a brighter financial future.

Saving Your Home Through Foreclosure Defense

Many illegal predatory lending techniques have come to light in the past few years, attracting the ire of the media and public. If you believe you have been the victim of such tactics, then this may provide grounds to aggressively seek a loan modification or other defense against foreclosure. Your mortgage agreement may be in violation of federal law.

Other avenues that may be pursued include a short sale or deed in lieu of foreclosure. These may result in your credit rating not being as adversely affected as with a foreclosure, although you will no longer own your house. Filing for bankruptcy - Chapter 7 liquidation or Chapter 13 reorganization of debt may be a good option for you and could protect your home depending on your circumstances. Each case is different and will be given due consideration by a skilled attorney to form a positive direction that will give you the best possible chance of recovering your financial stability.

Contact a Butte County foreclosure defense attorney to find out how we can fight for you if you are experiencing financial hardship.